Whatdevice operates in-house EMV card personalization solution which is integral part of the EMV Card Issuance Services. Our clienteles include EON Bank Credit Card Centre and Southern Bank Credit Card Centre (BOT) and smaller issuance companies who are required to personalize their co-brand card instantly. Whatdevice in-house facility in EON Bank is designed to meet the requirements for mass issuance production of EMV cards when connecting to high throughput personalization machines. We have developed an industrial-scaled system based on our many years of experiences in the area of card issuance. Whatdevice incorporates products and services from leading and mature EMV Card Personalization suppliers such as with NBS Technologies, Giesecke & Devrient, Orga, Matica and Oberthur. Now that financial institutions are embarking on the migration from magnetic stripe cards to smart cards (both contact and contactless), Whatdevice continues to supply the solutions that fit for either central card issuance or distributed / remote / branch instant card issuance environments. More and more applications can be housed on a smart card making it an invaluable tool for financial institutions and their customers alike. Along with our market-leading hardware solutions, we are a full service solutions provider offering complementary, leading edge UbiQ? branded software. Our complete solution approach gives the financial sector a complete, patented, cross-platform EMV (Europay MasterCard?Visa? / chip card solution from both a hardware and software perspective. Our software software solutions can address the EMV / chip card needs of both central card issuance or distributed / remote / branch instant card issuance.